These Insurance Assistance Services are a natural part what we already do. We proudly strive everyday to help to help our clients make wise investments and protect those investments more affordably. When unfortunate events threaten to reduce the value of those investments, we might be able to help you recover your losses too. Our Licensed Home Inspectors can assist you with specific insurance inspections and your insurance claims.
Every year throughout the United States, severe weather causes billions of dollars in property damage to building exteriors. Unfortunately, Florida takes more than it's fair share of these losses Many property owners and management companies are not aware of how severely their property may have been damaged. Over time, the damage continues to deteriorate the structure or roof system causing increased problems in the future, which can greatly reduce the property’s value, and the owner's finances.
Seaside Services performs comprehensive inspections and testing for property damage claims. We then provide professional reports that specify the damage and causes for the owner's insurance carriers to account for in their payable claims. Sometimes, damage or loss is not caused by Mother Nature, but by accidents, poor workmanship or product failures. These financial liabilities should be attributed to those that are responsible. We are licensed by the State of Florida as an All Lines 6-20 Resident Independent Adjusting firm and have a clear understanding of the insurance industry and procedures.
A public adjuster is a professional claims handler/claims adjuster who advocates for the policyholder in appraising and negotiating a claimant's insurance claim. Aside from attorneys, state licensed public adjusters can legally represent the rights of an insured during an insurance claim process. Their technical expertise and ability to interpret sometimes ambiguous insurance policies allow property owners to receive the maximum amount of indemnification for their claims. Although seen many times as adversarial by the Carriers, public adjusters do (almost always) substantially increase the settlement value of the loss, through legal and ethical means.
Generally, a wind mitigation inspection is needed to determine which credits apply to a home. During this inspection, a certified inspector looks for key features and add-ons that reduce the amount of damage your home may suffer in the event of a hurricane or strong windstorm. Florida homeowners can save significant amounts of money on their insurance by having a wind mitigation inspection performed in their home, provided their home’s construction meets certain criteria as determined by the inspector. The report also serves as a future upgrade to-do-list to increase your insurance credits.
In most cases, this type of mini inspection covers four basic areas of the most interest: Heating, ventilation and air conditioning of HVAC, Electrical wiring and its components, plumbing and its components, and the roof. Any of these elements could be a potential source of a home owner’s insurance claim. If they’re in good condition, the insurer can feel more confident about issuing a policy at a more competitive rate..